If having the freedom to choose your doctor is important to you, then Temporary medical insurance may be a good option. That’s because Short Term insurance plans generally have fewer restrictions on what doctors and hospitals you can visit due to having access to a larger health provider network. In other words, with Temporary insurance, you have a good chance to keep the doctor you like. We suggest that when shopping and comparing between ACA and Short Term insurance, make sure to check which doctors are in the networks, in addition to comparing prices.